While £1million may seem like a massive number, it’s WELL within reach for many business owners and professionals earning around £50,000 a year. It’s just about understanding HOW to use what you already earn in a more strategic way, so you can end up with a decent pot.
I Asked ChatGPT How To Build Wealth… And THIS Is What It Said!
Ever wonder if your job or business might become obsolete, now that everything is available at the touch of a button on Google, YouTube and AI stuff like ChatGPT?
The Ultimate UK Guide To Creating A FOOLPROOF Emergency Fund!
When I work with my clients, the first thing we do is to complete a budget planner. You’ll have heard me talk about this before. It’s something I do with every single client – financial planning clients, 1:1 money coaching or mentoring and in the Wealth Action Club.
Are YOU Suffering From Money Dysmorphia? How To Know + What To Do About It!
Money dysmorphia is real. It’s feeling worse off that you really are. And it’s something that people feel at a range of income levels, wherever you and your business are right now.
4 Big Reasons EVERYONE Should Have A Credit Card!
A credit card is a revolving credit facility. It allows you to spend money now and pay for it later. There are many different ways use it wisely and strategically, to get your money working harder for you.
3 Essential Ways To Prepare Your Kids Financially For University!
Today I want to talk about 3 key things you can do to help your kids get on better at university and not end up with a financial nightmare, burning through their student loan and ending up with a massive overdraft or other debt on top of what their higher education is already costing.
3 MASSIVE Financial Mistakes… So YOU Don’t Make Them Too!
One thing about my job is that I see everything.
I’ve met a massive range of people during the last 15 years as an Independent Financial Adviser.
It’s fair to say I see people doing it well, but I also see people who’ve made mistakes.
So in today’s blog, I just want to share with you the 3 biggest mistakes I’ve seen over the years, so that you can avoid making them too!
Do THIS Before You Put Another PENNY In Your Pension!
There are certain things that you need to do before you put ANY money into your pension. Whether that’s an existing pension or something new!
Will I Pay Inheritance Tax? And What The Budget Changes Mean For YOU!
Let me tell you a bit about what they’re proposing to change so you know whether this is something that is likely to affect you or not (and how much you need to worry about it!).
The ORIGINAL Passive Income… How To Make It Work For YOU!
There’s always loads of stuff on social media about creating passive income – aka recurring revenue or residual income – basically a way of scaling yourself, so that you still earn money while you sleep.
The Illusion Of Perfection… How To Create TRUE Financial Success (Rather Than Faking It!)
What people DON’T see behind the picture-perfect posts is the personal financial turmoil; the constant battle; the feeling of never quite being in control. Like that serene-looking swan gliding smoothly across the water, with frantic feet kicking furiously beneath the surface, keeping it afloat.
Retirement Planning? You CANNOT Rely On Other People… It’s Time To Take Control!
Any retirement advice you get will tell you that the earlier you start planning your retirement, the better. Even if you’re in your 40s and having absolutely nothing place, it’s definitely not too late – because the sooner you start, the longer your money has to grow.
Planning Your Retirement… And Why The State Pension Going Up Might NOT Be Such A Good Thing!
Ok, ok… I know that planning your retirement might not exactly be top of your to-do list today! But for loads of us, it’s definitely one of those things that niggles away at the back of your brain. We all know the importance of financial planning for retirement, even if you haven’t got around to it yet.
3 Easy Ways to Reduce Your Tax Bill!
If you want to reduce your tax bill this tax return time, read on. Because today I’ve got some really easy ways to cut the amount of tax you’ll need to pay, which are SO important to know when you’re a business owner!
Think You Can’t Afford To Pay Into A Pension… But You Can’t Afford NOT To!
Many people think that they Can’t Afford To Pay Into A Pension… this is why they MUST…
Is 45 Too Late To Bother Paying Into A Pension?
Is it even worth setting up a pension when you’re 45? Well… yes. Today I want to share 3 reasons why setting up a pension in your 40s is still a good idea, even if you’re starting from zero!
How Much Do YOU Actually Need To Retire?
Because let’s face it, even if you really love what you do, you’re still going to want to take things a little bit easier at some point. It might not look like retirement in the traditional sense – where you completely stop working one day and that’s it – but having a pot of money for your later years is something I think most people aspire to.
Money… You Can’t Harvest The Crop You Don’t Sow!
There’s an old saying, attributed to Confucius (I think): When is the best time to plant a tree?
Well, the best time was 10 years ago. The second best time is now.
Perpetual Income. What Is It? And How To Create It For YOUR Future!
It’s just SO important to focus on creating perpetual income now, if we want to make sure that we can live our retirement years in the level of comfort that we want and expect.
Waiting For Someone To Die Is NOT A Credible Retirement Strategy!
Some people might think it’s cruel or unfair, talking about people dying, or that I’m being deliberately provocative.
But it’s something that I feel NEEDS to be talked about, openly and honestly, because of something I’m seeing time and time again with clients that I meet.